GAP can eliminate the out-of-pocket expense members incur between the pay-off of the loan and the actual cash value of the vehicle should it be stolen or totaled. In a market of decreasing used car values, GAP protects both the member, to pay off his loan, and the credit union to control delinquencies. It provides an affordable auto protection plan members will appreciate, with significant credit union income potential.

Unlike most products in the market, CRI Solutions’ GAP product provides coverage for up to 150% of MSRP or NADA.

CRI Solutions offers its GAP clients VisualGap® – a web-enabled software application that allows lenders to illustrate to their borrowers the potential GAP risk that could exist during the term of their vehicle loan.

Other VisualGap® Benefits include:

• All-in-one system that incorporates credit insurance, GAP and vehicle service contracts (VSC)
  
• Free NADA valuations and reports
  
• Exclusive online GAP claim filing, tracking, reports and reconciliation
  
• Menu selling screen for protection options and proper disclosure
  
• Instant online operator for loan officer support and assistance